Conventional, USDA, FHA, or VA, we have the mortgage expertise to guide you toward the proper loan for your new or existing home.
The most common of home loans. For borrowers with good or excellent credit.
Purchase or refinance
Down payment can come from gift funds
Primary Residence or Investment Properties
Maximum Loan Amount $510,400
Great for first time home buyers.
Purchase or refinance a primary residence
Down payment can come from gift funds
Seller can contribute up to 6% for Closing cost and Pre-Paid Cost
Less than perfect credit can be used to qualify
Maximum loan limit $331,760 (single family homes in OK. KS and TX vary by county)
Buyers interested in purchasing in rural areas as determined by the USDA
Purchase or refinance a primary residence
Home must be listed in an eligible Rural Development area
Low to moderate income requirements
Minimal out of pocket closing costs
Active, retired, and spouses of military personnel may qualify.
Purchase or refinance a primary residence
Currently or previously active military members or spouses may be eligible
First time VA benefit users and previously used benefits may be eligible
No monthly mortgage insurance payments required
No amount limit unless a VA loan is already active or loan was previously defaulted