WE OFFER A WIDE RANGE OF HOME LOANS SUITED FOR
ALL TYPES OF BORROWERS
Conventional, USDA, FHA, VA, or Jumbo, we have the mortgage expertise to guide you toward the proper loan for your new or existing home.
Filling out our secure online form is easy!
Have a home loan question?
How much can I afford?
OUR HOME MORTGAGE PRODUCTS
CONVENTIONAL HOME LOANS
The most common of home loans. For borrowers with good or excellent credit.
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Purchase or refinance
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Down payment can come from gift funds
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Primary Residence or Investment Properties
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Maximum Loan Amount $548,250
FHA HOME LOANS
Great for first time home buyers.
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Purchase or refinance a primary residence
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Down payment can come from gift funds
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Seller can contribute up to 6% for Closing cost and Pre-Paid Cost
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Less than perfect credit can be used to qualify
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Maximum loan limit $356,362 (amounts may vary by state and/or county).
JUMBO HOME LOANS
Loan amounts over the maximum conventional home loan limit.
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Purchase or refinance
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Fixed and adjustable rates
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Loan amounts over $548,250
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Maximum loan amounts may vary
VETERAN ADMINSTRATION LOANS (VA)
Active, retired, and spouses of military personnel may qualify.
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Purchase or refinance a primary residence
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Currently or previously active military members or spouses may be eligible
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First time VA benefit users and previously used benefits may be eligible
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No monthly mortgage insurance payments required
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No amount limit unless a VA loan is already active or loan was previously defaulted
USDA - RURAL DEVELOPMENT LOANS
Buyers interested in purchasing in rural areas as determined by the USDA.
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Purchase or refinance a primary residence
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Home must be listed in an eligible Rural Development area
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Low to moderate income requirements
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Minimal out of pocket closing costs